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Hi to all our members ... We  would just like to draw your attention to the latest post on the following link... Thank you for your attention .If you have already responded to my note  on Chatbox  about this please ignore this sticky note ... Thanks  folks ....

http://www.tipf.co.uk/forums/topic/46369-important~-the-forum-its-future-and-finances/

Clicker and Ryewolf   ADMIN TEAM 

Regretfully we have to once again ask members for  some financial support in order to  keep TIPF  running till December 2023. The more pledges we have to become  FRIEND OF THE FORUM  the less the individual cost will be so  if you want this Forum to continue  please follow the link below  and decide  if you are able to  support us . Thank you all for your support in the past ... it has been appreciated  a great deal ...

https://www.tipf.co.uk/forums/topic/57184-202223-forum-finances-update-important-notice/

 Clicker and Ryewolf  ...  Admin Team 

Hi TIPFers 

I AM HERE AGAIN WITH THE  BEGGING BOWL TO ENSURE THE FORUM CAN KEEP GOING ... Please follow  below if you want to  support the continuation  of this Forum and  this  small but friendly community. 

As always your support is  both vital and appreciated ...

 Clicker and Ryewolf ...

https://www.tipf.co.uk/forums/topic/57184-202223-forum-finances-update-4th-july-2023/

 

Nikonmike

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Posts posted by Nikonmike

  1. 1 hour ago, CanonChrissy said:

    How is this being run? Who should have done the poll? Is it like the weekly challenge where the winner posts next image then does poll? I have a fab caption image so im happy to do the next one

    Ime with you i didnt know, all i read was this from the rules

     

    Each Caption Competition will last 2 weeks, starting on a Monday and finishing on a Sunday, after which we will have a vote for one week to choose the best caption.

    So Caption Competition No 1 will finish on Sunday 23rd of June followed by a vote, Caption Competition 2 will start on Monday 24th June and finish on Sunday 7th July etc etc etc

  2. 13 hours ago, Denis said:

    Re: pensions

    I'm staring retirement in the face with just under eight weeks to go, and it frightens me.

    I have a small (100K) private pension but for some reason cannot claim my state pension until Jan 2020, The wife still works and will do for another 6 years bless her, as her pensionable age has been extended.

    The firm keeps pressing me to stay on for another year but I was sort of getting used to the idea that all would be well if I retired in September as planned. But the nearer I get the more I am wobbling about money and not being able to afford to do the things I want. let alone the things we need.

    I need to take financial advice but as I have trouble adding 2 and 2 together i don't think I can absorb anything to do with figures or how to go about managing my small private pension.

    I dont suppose we have anyone on here who knows about these things??

    I can understand your fears, most folk take a drop in income when they retire, i dont know the work situation in your area but i retired from what i call my proper job 16 years ago @ 54  took my pension and ran.My wife was still working but as she had been a divorced mother of four her job was not  a career based job.

    Like your wife she fell into the extended retirement age trap, by a few days only if her birthday had only been two weeks sooner.

    Any way back to my story, after a few months retired i found with only having one car i could choose between my wife using it and me being stuck at home or me having it and having to plan my day around her work times.I came up with the idea she should pack her job in and we should sign on with an agency to both work together for a few days a week thus maintaining our income level but both getting more time off, it worked well.

    Not that it answers your questions but it shows you can find alternatives to the normal way of doing things.

    On a note about my first post on checking the price in tescos i found my biccys had gone up 15p not 9, before we retired ime ashamed to admit i would not have noticed.

  3. Please believe me this is not a political moan, i don't believe things would be different under any government.

    My wife and i are both retired and between us we get three pensions, two state and my company pension,early in the year we had an increase on all three, great more money. We have just reached the point that we are no better off than last year so i guess its downhill from now.

    Increased prices have swallowed the pension increases, not just food but things you have no control over like council tax and other utilities ,now why do food prices no longer go up by a penny or two, two items off our food bill at Tescos (we do shop around so they will not get the increase) new potatoes 15p a bag increase, my Tesco brand choccy biscuits up 9p a pack.

    Ok we are a long way off the bread line but i have no idea where a couple with just state pensions would stand as far as state top ups go.

     

     

     

     

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